All homeowners should take the appropriate steps to prevent this pervasive scam from hitting close to home: “Fake homeowners association files liens against Missouri homeowners.” Arm yourself with information. It’s important that homeowners become familiar with their homeowners’ association (“HOA”) which, as a representative for the homeowners within a given community, is responsible for the community’s maintenance…

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Today marks the 230th anniversary of the signing of our nation’s Constitution. On September 17, 1787, thirty-nine delegates signed the Constitution of the United States.  In James Madison: Origin of the Constitutional Convention, December 1835, James Madison wrote, “there never was an assembly of men, charged with a great and arduous trust, who were more pure…

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On October 11, 2016, the court made a historic ruling in PHH Corporation v. Consumer Financial Protection Bureau, striking down as unconstitutional the current structure of the Consumer Financial Protection Bureau (CFPB). Bureau director Richard Cordray will no longer have sole authority over the CFPB. Instead, the Court granted the president the power “to remove…

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In Texas, the forced sale of a homestead is protected by both statute and the State Constitution, which prohibits foreclosure when a home-equity loan fails to include constitutionally mandated terms or conditions. Among these terms and conditions is that lenders that fail to meet their loan obligations may forfeit all principal and interest payments received…

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